Q.What is the first step in buying a house?
Start by getting pre-approved for a mortgage. This shows sellers you are a serious buyer and helps determine your budget. I Have Great Mortgage Brokers that I have Personally Vetted and I will connect you to them. 

Q.How long does it take to get pre-approved for a mortgage?

Getting pre-approved usually takes 1–3 days, depending on how quickly you provide your financial documents and how fast the lender processes them. Some lenders can give pre-approval almost instantly online, while others may take longer if they need to verify income, credit, and employment.

Q: I don't have a 20% down payment, can I still buy a home?

A: Yes! There are options available for buyers with less than 20% down. Let's discuss mortgage/ default insurance and how it can help you achieve your homeownership goals.

Q: I'm worried about the cost of Mortgage /default insurance, how much is it going to cost?

A: The cost of default insurance depends on the size of your down payment and the mortgage amount. I can provide you with my trusted Mortgage brokers that will  help you understand the costs involved.

Q.What is the best time of year to sell a house?
Spring and early summer are often ideal because buyers are more active, but a well-priced home can sell any time.

Q. How do I avoid my home sitting on the market too long?
Price it competitively, stage it, ensure it’s clean, and work with an experienced agent to market it effectively.

Q. How do I price my home to sell quickly?
Analyze comparable sales, consider current demand, and price slightly below market value to attract more buyers and generate offers quickly.

Q. What if I don’t know any of the professionals I need to buy a home? Where do I even start?

That’s a common concern, and it’s why working with a knowledgeable realtor can make all the difference. A realtor who values their business and client experience typically has a network of vetted professionals :like mortgage brokers, home inspectors, lawyers, condo document reviewers, and contractors who they trust to provide top-quality service. Using these professionals ensures your transaction is smooth, communication is clear, and nothing falls through the cracks. Of course, you’re always welcome to use any professionals you prefer, but leveraging your realtor’s trusted network can save time, reduce stress, and make the process much more seamless.

Have questions about buying or selling a home? Email me with anything on your mind, and I’ll make sure to respond with helpful answers. I’m here to guide you every step of the way!